A Farmer who was denied cover by FBD when his farmhouse burnt down has settled his High Court action for an undisclosed amount. The insurers refused to pay out on the basis that the house was unoccupied and had been for some time before the date of the fire.
Mr. O’Shea from Beara, Co. Cork claimed his mother had been living in the house up to a year before the fire which occurred in June 2008. Although Mr. O’Shea lived in a separate house with his family he continued to run the farm and stayed in the farmhouse from time to time particularly when the animals were calving.
FBD settled the case for an undisclosed amount. Mr O’Shea intends to rebuild the original house.